Microsoft Copilot (free consumer app)
Microsoft Copilot (free consumer app) Free app
The catch: Model and limits are not published, a Microsoft Account is required, and the Copilot Terms allow personal use only. Microsoft says prompts, responses and files in the updated app (from 18 Aug 2026) aren't used to train foundation models.
| Access | Free app |
|---|---|
| Free limits | Free chat, image creation and file uploads 'subject to available capacity and limits'; numbers unpublished. Needs a Microsoft Account; Microsoft 365 plans give higher usage than free. |
| Modality | text, image, audio |
| Credit card | Not required |
| Commercial use | Not allowed |
| Trains on your data | No |
| Licence or terms | Copilot Terms of Use, Microsoft Services Agreement and Microsoft Privacy Statement |
| Context window | – |
| Model id | – |
| Base URL | – |
| Last checked | 8 Oct 2026 |
How to use Microsoft Copilot (model not published)
Use it in the app or the browser with a free account. There is no free API behind it.
I want to use "Microsoft Copilot (model not published)" for free in MS Copilot. Please: 1. Check the provider's own pages and tell me how to get the free plan and what it includes today. 2. Tell me the real free limits and what needs a paid plan. Listed limits: Limits not published. 3. Tell me whether my chats are used for training and how to turn that off. 4. If I need API access for a project, tell me the cheapest way to get it.
Before you ship on it
- Model and limits are not published, a Microsoft Account is required, and the Copilot Terms allow personal use only. Microsoft says prompts, responses and files in the updated app (from 18 Aug 2026) aren't used to train foundation models.
- Copilot Terms of Use (effective 18 Aug 2026): 'You can only use Copilot for your own personal use.' Applies to personal Microsoft accounts.
- Free tiers are shared capacity: treat the limits as a ceiling, not a promise, and keep a paid fallback.
Questions
Is Microsoft Copilot (free consumer app) free?
Yes. MS Copilot offers it as free app, with these limits: Limits not published. No credit card is needed.
Can I use Microsoft Copilot (free consumer app) commercially?
No: the free access is for testing or non-commercial use. A paid plan is needed for production.
How do I start with Microsoft Copilot (free consumer app)?
Use it in the app or the browser with a free account. There is no free API behind it.
Source: support.microsoft.com/en-us/microsoft-365-copilot/learning/changes-microsoft-copilot-app, checked 8 Oct 2026.